Elder Index Result


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The Elder Index measures how much income a retired older adult requires to meet his or her basic needs—without public or private assistance. The Elder Index measures basic expenses for elders age 65+ living in the community, not in institutions.

Each Elder Index component is a conservative estimate of need, and the Elder Index does not include any “extras” such as vacations, entertainment, electronics, gifts, or meals out. As a result, those living below an economic security income may be forced to go without, or make difficult choices among basic needs such as nutritious foods, prescription medications, or adequate heating or cooling, unless they are eligible for and enroll in benefits that can help to pay those expenses.

All budget components are calculated using publicly available data obtained from government and industry sources and market rate studies. For detailed information on expense components, including data sources and assumptions used in specific calculations, see the Elder Index expenses and savings definitions

Single Elder Elder Couple
Expenses/Monthly and Yearly Totals Owner w/o
Mortgage
Renter,
one bedroom
Owner w/
Mortgage
Owner w/o
Mortgage
Renter,
one bedroom
Owner w/
Mortgage
Housing (inc. utilities, taxes & insurance)
Food
Transportation
Health Care ()
Miscellaneous
Index Per Month
Index Per Year
Family